We know that building a custom home can be stressful. We do all we can to make sure you are informed every step of the way and will help guide you from the time we break ground to the moment you get the keys to your new home and beyond.
Agreement to Purchase
We try to make the paperwork as painless as possible upfront. You will be required to make a deposited funds payment at the time of signing the build paperwork, along with utilizing your cash or equity line of credit from your home, to purchase and close and take title to the lot, as required by the construction lender. As of 2023, assume about 6.5 to 7% for a short-term loan during the construction process. The interest rate will vary from bank to bank and will fluctuate based on market conditions. Ranch Living will help you get set up with construction lenders. Because we already have established relationships with banks in the area, we require that our clients use one of our banks to ensure a smooth process.
Once the permits are obtained, we can begin setting the foundation and building your home. Build times vary depending on several factors, but you should plan on an average of 9 months to receive the keys to your home upon excavation..
Walk through Inspections
Along the way, you'll get a chance to check the progress of the build at certain intervals. Our team will work with you to schedule walk-throughs to ensure that everything is going to plan.
We'll schedule closing at the title company just prior to receiving the certificate of occupancy and subsequent to your final walk-through to receiving the keys to your dream home.
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