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Financing
We now have a new one-close construction loan financing available at current market rate during the build, with lower rates coming out prior to excavation of your new home in the 3rd and 4th quarter of 2026!
Which will have an effective current construction loan rate coming out at 4.50% or less.
As of June 2026 virtually all of our purchasers are financing the lot purchase with an equity line of credit on their current home that they reside in now.
Deposited funds, due at time of signing are being paid for in cash.
ONE-TIME CLOSE CONSTRUCTION FINANCING!
WHAT IS A ONE-TIME CLOSE?
A one-time close construction loan, often called a "construction-to-permanent" loan, is a type of mortgage that covers both the construction phase of a new home and its permanent mortgage once the construction is complete. Unlike traditional construction loans that require two separate closings (one for the construction loan and another for the permanent mortgage), a one-time close construction loan simplifies the process by combining both into a single loan.
Traditional construction loans permed out at the end with the lender of your choice are available as well.
ADVANTAGES
Single Closing
Both the construction and permanent phases are close at the same time
Rate Lock
Rate is locked for both phases at the beginning
Simplified Process
Less paperwork, fewer fees & more clearly identified path to permanent financing
Cost Savings
All fees associated with construction and permanent financing are paid one time, instead of paying on two separate loans
CALL TODAY FOR DETAILS ON OUR ONE-TIME CONSTRUCTION FINANCING!